Credit Manager
Credit Manager
Credit Manager
Luminor Bank AS Latvijas filiāle


Join our team as a Credit Manager!

Our culture is built based on our core belief that we are changing lives through banking – Luminor is here to empower people to make smart financial decisions. Whoever you are, and whatever your role is, with Luminor you will get a once-in-a-lifetime opportunity to literally build a local banking champion.

Luminor is offering employment for people displaced by the invasion of Ukraine. We are a dynamic, Pan-Baltic bank with a diverse team and have a number of great professional opportunities available both in business and support functions.

We are looking for an experienced Credit Manager in leasing business area in the Corporate Credit Products & Performance department which focuses on development of credit products, business processes, systems and tools as well as performance management.



  • Implementation of credit policies and standards in Luminor leasing business area
  • Preparation and maintenance of credit risk rules and procedures for granting of leasing
  • Structuring and development of credit processes in front-end systems as well as initiation and coordination of improvements (incl. automations)
  • Development and regular updating of Automated Credit Decision engine (incl. documentation, selection of databases for credit risk evaluations)
  • Regular monitoring of leasing applications’ pass rates and calibration of credit risk parameters used in decision making swim lanes (automated, semi-automated, manual)
  • Active collaboration with Credit Risk and Sales departments in setting of credit risk parameters balancing credit risk appetite and business growth ambitions
  • Development and maintenance of collateral value curves
  • Evaluation, selection and monitoring of acceptable sellers and external valuators of leased assets
  • Implementation and execution of credit risk monitoring in Luminor leasing business area (incl. risk data platforms, monitoring tools, reporting)


Skills and experience:

  • 5+ years experience in credit decision making or credit analysis in Leasing or Banking as well as risk modelling
  • Knowledge in financial analysis and assessment of credit risks for corporates and household customers
  • Understanding of risk modelling and risk grade calculations
  • Ability to coordinate and run cross-country/function projects, involving many stakeholders
  • Bachelor's degree
  • Professional English is required in spoken and written communication

Why Luminor? What we can offer you:

  • Dynamic and international working environment that is filled with interesting challenges and unique opportunities, as we build a bank together
  • Varied opportunities to support your professional and personal development and growth
  • A competitive benefits package in addition to your salary
  • An additional benefits package for employees after 1 year in the company, which includes additional days of vacation
  • Pan-Baltic teams where people value challenging work together with good humor and having fun
  • A salary range for this position at 2300 -3300 EUR (Gross), which is to be determined depending on the level of experience and competencies of the selected candidate


Application deadline is 23rd of May

Tev varētu interesēt arī:

VALDES LOCEKĻA/-ES amats Finanšu jautājumu jomā
€ 5800 – 6500
Beigu termiņš: 12.07.2022
IT departamenta direktors/-e
€ 4000
Beigu termiņš: 06.07.2022
KPMG Baltics SIA
€ 2600 – 4300
Beigu termiņš: 06.07.2022