Senior AML/Compliance Officer

PAYBIS Ltd. Latvijas filiāle

Подробности
Основная информация
Компания

About the role

As a Senior AML / Compliance Officer at Paybis, you will work at the heart of our regulatory expansion — drafting regulator-ready policies, frameworks, and application materials, and supporting the group's AML/CFT and sanctions compliance obligations across multiple jurisdictions.

You'll report directly to the Global Chief of Compliance and work daily with Compliance and AML colleagues, and regularly with Legal, Product, Operations, Finance, Risk, and Information Security — as well as external counsel and licensing consultants.

The core of your work is high-quality regulatory drafting and analysis: policies, risk assessments, governance documents, application narratives, and responses to regulators — written independently and defensible under regulatory challenge.

If you thrive on turning complex regulatory requirements into precise, implementable documentation, work autonomously, and want your work to land directly on a regulator's desk — this role is for you.

What You'll Be Working On

Support the delivery of Paybis's AML/CFT, sanctions, and regulatory compliance obligations across the group and its regulated entities
Draft, review, and maintain internal policies, procedures, methodologies, risk assessments, control descriptions, and governance documents
Contribute to licence applications and regulatory projects: programmes of operations, business plans, AML/CFT frameworks, safeguarding descriptions, and other application materials
Prepare and coordinate responses to regulatory RFIs and comments from external counsel, consultants, and supervisory authorities
Provide compliance advice on new products, partners, jurisdictions, outsourcing arrangements, and changes to business models
Review and advise on complex AML, sanctions, CDD/KYB, and transaction-monitoring escalations
Monitor regulatory developments, assess their impact on Paybis, and translate new requirements into practical changes to policies, processes, and controls
Conduct compliance gap analyses, thematic reviews, and risk assessments, and coordinate remediation
Support regulatory reporting, notifications, audits, and inspections
Track the implementation of regulatory commitments and verify that approved policies and controls operate in practice
Provide compliance guidance and training to the business where required

What We're Looking For

Must have:

5+ years of AML, financial-crime, or regulatory compliance experience, including 3+ years in regulated payments, e-money, cryptoasset, or a closely comparable fintech environment
Hands-on knowledge of at least one relevant authorisation framework: UK EMI/payment services, UK MLR cryptoasset registration, EEA EMI/PI, MiCA/CASP, or Jersey VASP
Proven ability to independently author substantive regulatory documents — policies, frameworks, risk assessments, application materials — this is your core deliverable
Ability to navigate primary legislation and regulatory guidance independently
Working knowledge of AMLD/FATF standards, sanctions, outsourcing, and governance requirements
Practical understanding of how transaction monitoring, sanctions screening, blockchain analytics, and case-management controls are designed and evidenced — experience with tools such as Sumsub, ComplyAdvantage, Scorechain, Fireblocks, or equivalent
Strong analytical thinking: gap analysis, requirement mapping, evidence management
Sound judgement: able to distinguish mandatory requirements, risk appetite, and matters requiring legal advice
High autonomy — identifies missing facts, proposes a route, and closes actions without micromanagement
Comfortable with speed, ambiguity, and parallel workstreams under a high evidentiary standard
Fluent professional English, including excellent written drafting
Ability to work within European business hours (minimum four-hour overlap) and travel occasionally to Riga if required

Nice to have:

Hands-on involvement in preparing an EEA/UK or comparable regulatory application through submission, RFI, and decision stages
Experience supporting ongoing compliance within an authorised EMI, PI, CASP, VASP, or other regulated financial institution
Experience drafting business-wide risk assessments, customer risk methodologies, safeguarding frameworks, and outsourcing documentation
Experience managing regulatory RFIs, audits, inspections, and application trackers
Experience in a business combining cryptoasset and payment services across both B2C and B2B products
Background in a regulator, specialist regulatory consultancy, or law firm, combined with in-house implementation experience
Knowledge of DORA, operational resilience, data protection, and safeguarding requirements
CAMS, ICA, CGSS, or a comparable qualification (proven drafting quality and successful authorisation work carry greater weight than certification alone)
Degree in law, finance, economics, or risk/compliance (equivalent professional experience also accepted)

What We Offer

Remote-first with high autonomy and minimal micromanagement
Direct collaboration with the Global Chief of Compliance and senior leadership
Work on one of Europe's most interesting regulatory portfolios: MiCA CASP + PI already granted, with UK, EU, and Jersey applications in the pipeline
Your drafting goes straight to regulators — your impact is real and visible
Self-funded, stable company without investor pressure
Medical insurance, L&D budget, performance based financial bonus, english classes, regular team-building activities
Fintech + crypto domain — technically and legally complex, always evolving
A growing Global Compliance Team where senior expertise is trusted and heard

Interview Process

HR Interview (30 min) — motivation, availability, English communication, relevant ownership
Technical interview with the Global Chief of Compliance (60 min) — licensing experience, regulatory reasoning, drafting depth, and judgement
Reference check

Paybis is an equal opportunity employer. We welcome applicants who take ownership seriously, write documents regulators can actually rely on, and want to grow in a fast-moving fintech environment.

Брутто-зарплата в месяцБрутто/мес. € 3000 - 4000

Место работы

Rīga, Латвия
Brīvības iela 171, Rīga
Удалённая работа

Тип работы

Полный рабочий день
Гибкий график

Языки

Английский

Контактное лицо
Kristina Stepanova

Paybis.com is a leading digital & cryptocurrency exchange platform founded in 2014. Our goal is to allow any person around the globe to buy or sell crypto and digital currencies in a quick, easy, and hassle-free fashion. Throughout our existence, we have already grown to a company of 100+ employees and are recognized as one of the most prominent businesses in the crypto industry. Working at Paybis.com gives employees an amazing opportunity to dive into a new and trending fintech industry and learn more about the era of the new financial world. Paybis head office is based in Riga, Latvia and our international team of professionals comprises more than 10 different nationalities. Our workforce consists of highly skilled and talented professionals, bringing their A-game to work every day and reinforcing our core values:

Professionalism in everything we do
Strong result-orientation
Work- life balance

Do you share our passion and want to dive into the trending crypto industry? Learn more about the era of the new financial world? Submit your resume today and join the team.

Вебсайт компании: https://paybis.com/

Регистрационный номер: 50203525471